Analisis pengaruh Non Performing Loan (NPL)Non Performing Financing (NPF) Capital Adequacy Ratio (CAR) Loan to Deposit Ratio (LDR) Financinng to Deposit Ratio (FDR) Biaya Opersional Pendapatan Opera - Adwyan Anike Yuniar Putri (AKT 14 UMY 161, 2014)